Having a Self owned property is every individual's dream. A Home Loan is a long term financing solution that you can avail to fulfil your dream of having a self owned home. Loan can also be availed for renovating your existing house or for constructing a new house.

Home Loans come with many tax benefits. On principal repayment 1.5 lakh of deduction is available under section 80C of the Income Tax Act. On Interest payment too a deduction upto Rs. 2 lakhs is available under sector 24B. If you consider these deductions than effective interest rate on your loan goes down significantly. Loans are available to Salaried as well as Self Employed persons. Typically you can avail 80 - 85% of the property value as home loan. You can also avail loan to buy a commercial premises like a shop or office.

At Alpha we help you in getting the best terms in availing the loan. We arrange loans from most of the top financial institutions including Banks and NBFC's (Non Banking Finance Companies) like SBI, ICICI Bank, HDFC, Tata Capital and many others. We also arrange Balance Transfer of existing home loans. This is useful in lowering the interest rate on existing home loans.